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I gave away my receivables - and made more money too - Our Truck Factoring Company Can Give
Your Trucking Company The Money You Want

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Small freight brokerage companies, particularly those who have not been around for very long, will frequently discover it hard to secure a loan. Banks are typically hesitant to provide money to businesses that do not have a great deal of income and properties. They likewise want proof of the viability of a company and hence require that the majority of operations, particularly little ones, been around for a particular amount of time prior to they are ready to hand over any money. Due to the fact that of this, a medium-size company frequently has a couple of cash generating options when needs arise. One option offered, however frequently ignored, is receivable Financing. This is an exceptional way for a small business to obtain cash.

 

 

 

 

 

 

 

Advice to Companies Whose Cash Flow is Troubling - Choose A Trucking�Factoring Company  Instead Of A Traditional Bank Financing

Exactly how to Enhance Money Flow Without Borrowing -Cash Money flow is one of the primary reasons companies fail.

At one time or another, every business, even effective ones, have experienced bad money flow.

Cash flow does not have to be a problem any ever more. Do not be deceived -- banks are not the only places you can get financing. Other solutions are available and you do not have to borrow. What is truck factoring ? One option is called truck factoring. Trucking Factoring is the process of selling accounts receivable to a financier instead of waiting to gather the money from the customer. Oh, the Irony- Truck factoring has an ironic distinction: It is the financial backbone of many of America's most successful businesses. Why is this ironic ? Since receivable funding is not instructed in business colleges, is seldom discussed in business plans and is relatively unidentified to bulk of most of American business people.

Yet it is a financial process that releases up billions of dollars every year, allowing countless companies to grow and prosper. Staffing Factoring has actually been around for countless years. Trucking Factoring Businesses are investors who pay money for the right to receive the future payments on your invoices. An overdue receivable or invoice has value. It is a financial obligation your customer has to pay in the near future. Factoring Principals--Although factoring deals exclusively with business-to-business deals, a large portion of the retail business utilizes a factoring principal. MasterCard, Visa, and American Express all use a type of factoring in their retail deals. Using the purest definition of the word, these large customer finance companies are really just big Staffing Factoring Companies of consumer paper. Consider it: You purchase at Sears and charge it to your MasterCard. The store gets paid almost instantly, even though you do not pay up until you are ready.

For this service, the charge card company charges XYZ Store a fee (typical common normal fees range from two to 4 percent of the sale). The Benefits Receivable Financing can provide numerous advantages to cash-hungry business. Instead of waiting 30, 60, 90 days or longer for payment on a product that has currently been provided, a business can factor (sell) its receivables for cash at a small discount off the dollar value of the invoice. Payroll, advertising efforts, and working capital are just a few of the business requirements that can be satisfied with instant  cash.

Trucking Factoring offers the means for a manufacturer to renew stock and make even more items to sell: There is no longer a requirement to await for earlier sales to be paid. FACTORING is not just a cash management device for manufacturers: Practically any kind company can benefit from Receivable Funding. Generally, a business that extends credit will have 10 to 20 percent of its yearly sales tied up in invoices at any given time. Think for a moment about how much is tied up in 60 days' worth of invoices: You can not pay the power bill or today s payroll with a client s invoice, however you can offer that invoice for the cash to meet those responsibilities. Using trucking factoring companies is a fast and simple process. The factoring company purchases the invoice at a price cut, usually a couple of portion points less than the face value of the invoice.

 

 

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"

Portland is the largest city in the U.S. state of Oregon, near the couence of the Willamette and Columbia rivers. According to the 2010 Census, it had a population of 583,776, estimated to have reached 609,456 in 2013, making it the 29th most populous city in the United States and the third most populous city in the Pacific Northwest region (after Seattle, Washington; and Vancouver, British Columbia, Canada). Approximately 2,314,554 people live in the Portland metropolitan area (MSA), the 19th most populous MSA in the United States.

Portland was incorporated in 1851 and is the county seat of Multnomah County. The city has a commission-based government headed by a mayor and four other commissioners as well as Metro, a distinctive regional government. The city is noted for its superior land-use planning and investment in light rail. Because of its public transportation networks and efficient land-use planning, Portland has been recognized as one of the most environmentally conscious cities in the world.

Located in the Marine west coast climate region, Portland has a climate marked by both warm, dry summers and wet, cool-to-chilly winter days. This climate is ideal for growing roses. For more than a century, Portland has been known as the "City of Roses", with many rose gardens – most prominently the International Rose Test Garden. The city is also known for its abundant outdoor activities, liberal political values, and beer and coffee enthusiasm. Portland is home to a large number of independent microbreweries, microdistilleries and food carts that contribute to the unofficial slogan "Keep Portland Weird".

The land that is occupied today by Multnomah County was inhabited for centuries by two bands of Upper Chinook Indians. The Multnomah people settled on and around Sauvie Island, and the Cascades Indians settled along the Columbia Gorge. These gro fished and traded along the river and gathered berries, wapato, and other root vegetables. The nearby Tualatin Plains provided prime hunting grounds. The later settlement of Portland started as a spot known as either "Stumptown" or "the clearing", which was on the banks of the Willamette, located about halfway between Oregon City and Fort Vancouver. In 1843, William Overton saw great commercial potential for this land but lacked the funds required to file a land claim. He struck a bargain with his partner, Asa Lovejoy of Boston, Massachusetts: for 25¢, Overton would share his claim to the 640-acre (2.6 km2) site. Overton later sold his half of the claim to Francis W. Pettygrove of Portland, Maine. Pettygrove and Lovejoy each wished to name the new city after his respective home town. In 1845, this controversy was settled with a coin toss, which Pettygrove won in a series of two out of three tosses. The coin used for this decision, now known as the Portland Penny, is on display in the headquarters of the Oregon Historical Society.

At the time of its incorporation on February 8, 1851, Portland had over 800 inhabitants, a steam sawmill, a log cabin hotel, and a newspaper, the Weekly Oregonian. By 1879, the population had grown to 17,500. The city merged with Albina and East Portland in 1891, and annexed the cities of Linnton and St. Johns in 1915.

Portland's location, with access both to the Pacific Ocean via the Willamette and the Columbia rivers and to the agricultural Tualatin Valley via the "Great Plank Road" through a canyon in the West Hills (the route of current-day U.S. Route 26), gave it an advantage over nearby ports, and it grew very quickly. It remained the major port in the Pacific Northwest for much of the 19th century, until the 1890s, when Seattle's deepwater harbor was connected to the rest of the mainland by rail, afing an inland route without the treacherous navigation of the Columbia River.

The most common nickname for Portland is The City of Roses, the city's official nickname since 2003. Other nicknames include the City of Bridges, Stumptown,.

Portland's location is beneficial for several industries. Relatively low energy cost, accessible resources, north–south and east–west Interstates, international air terminals, large marine shipping facilities, and both west coast intercontinental railroads are all economic advantages. The US consulting firm Mercer, in a 2009 assessment "conducted to help governments and major companies place employees on international assignments", ranked Portland 42nd worldwide in quality of living; the survey factored in political stability, personal freedom, sanitation, crime, housing, the natural environment, recreation, banking facilities, availability of consumer goods, education, and public services including transportation.

Since the 1990s, companies that have moved their world, North American, or U.S. headquarters to Portland include

Other Portland-based companies include film animation studio ; advertising firm ; financial services companies ; insurers ; law firms; data tracking firm; utility providers ; retailers; restaurant chains ; brewers H; apparel companies Books; toolmaker; and architectural firms

Computer components manufacturer is the Portland area's largest employer, providing jobs for more than 15,000 people, with several campuses to the west of central Portland in the city of Hillsboro. The metro area is home to more than 1,200 technology companies. This high density of technology companies has led to the nickname Silicon Forest being used to describe the Portland area, a reference to the abundance of trees in the region and to the Silicon Valley region in Northern California. The Silicon Forest is home to facilities for hardware makers such as Viz and others. The area also hosts facilities for software companies such as McAfee, Mentor Graphics, Jive Software, Extensis and Autodesk. Online startup companies, some supported by local seed funding organizations and business incubators, Airship and many others.

The Portland metro area has become a hub for athletic and footwear manufacturers. The area is home to the global, North American or US headquarters of. Additional manufacturers that have opened offices in Portland include .[91]

Portland-based Castparts is one of two Fortune 500 companies headquartered in Oregon, the other being . Other manufacturing companies based in Portland include Companies. Trucks builds their trucks in the city. Tools , considered – respectively – the industry leaders in multitools and motorcycle riding wear, are also based in Portland.

The steel industry's history in Portland predates World War II. By the 1950s, the steel industry became the city's number one industry for employment. The steel industry thrives in the region, with Steel Industries, a prominent steel company, shipping a record 1.15 billion tons of scrap metal to Asia during 2003. Other heavy industry companies includCO Corporation and Oregon Mills.[92][93][94]

Portland is the largest shipper of wheat in the United States,[95][96] and is the second largest port for wheat in the world.[97] The marine terminals alone handle over 13 million tons of cargo per year, and the port is home to one of the largest commercial dry docks in the country.

The Portland house price index has remained stronger than the national average.

 

Eugene is a city of the Pacific Northwest located in the State of Oregon. It is the second-largest city in the state and the county seat of Lane County. It is located at the south end of the Willamette Valley, near the couence of the McKenzie and Willamette rivers, about 50 miles (80 km) east of the Oregon Coast.

As of the 2010 census, Eugene has a population of 156,185, and Lane County (co-located with the Eugene-Springfield Metropolitan Statistical Area) (MSA) has a population of 351,715.[8] While Eugene has long been the second-largest city in Oregon, it was briefly surpassed by Salem between 2005 and 2007. The Eugene-Springfield, Oregon MSA is the 146th largest metropolitan statistical area of the U.S., and the third-largest in the state, behind the Portland Metropolitan Area and the Salem Metropolitan Area. The city's population was estimated by the Portland Research Center to be 159,580 in 2013.

Eugene is home to the University of Oregon. The city is also noted for its natural beauty, recreational opportunities (especially bicycling, running/jogging, rafting, kayaking), and focus on the arts. Eugene's slogan is "A Great City for the Arts and Outdoors". It is also referred to as the "Emerald City", and as "Track Town, USA". The corporation had its beginnings in Eugene.

Eugene is named after its founder, Eugene Franklin Skinner. Until 1889, it was named Eugene City. In 1846, Skinner erected the first cabin in the area. It was used as a trading post and was registered as an official post office on January 8, 1850. At this time the settlement was known as Skinner's Mudhole. It was relocated in 1853 and named Eugene City, but was not formally incorporated as a city until 1862. Skinner later ran a ferry service across the Willamette River where the Ferry Street Bridge now stands.

The first major educational institution in the area was Columbia College, founded a few years earlier than the University of Oregon. It fell victim to two major fires in four years, and after the second fire, the college decided not to rebuild again. The part of south Eugene known as College Hill was the former location of Columbia College. There is no college there today.

The town raised the initial funding to start a public university, which later became the University of Oregon, with the hope of turning the small town into a center of learning. In 1872, the Legislative Assembly passed a bill creating the University of Oregon as a state institution. Eugene bested the nearby town of Albany in the competition for the state university. In 1873, community member J.H.D. Henderson donated the hilltop land for the campus, overlooking the city.

The university first opened in 1876 with the regents electing the first faculty and naming John Wesley Johnson as president. The first students registered on October 16, 1876. The first building was completed in 1877; it was named Deady Hall in honor of the first Board of Regents President and community leader Judge Matthew P. Deady. The city's name was shortened from Eugene City to Eugene in 1889.

Eugene grew rapidly throughout most of the twentieth century, with the exception being the early 1980s when a downturn in the timber industry caused high unemployment. By 1985, the industry had recovered and Eugene began to attract more high-tech industries.

Eugene's largest employers are Health Medical Group, the University of Oregon and the Eugene School District.[64] Eugene's largest industries are wood products manufacturing and recreational vehicle manufacturing.[65]

Club Cigar Store is one of the oldest bars in Oregon. Tad Luckey, Sr., purchased it in 1911, making it one of the oldest businesses in Eugene. The “Club Cigar,” as it was called in the late 19th century, was for many years a men-only salon. It survived both the Great Depression and Prohibition, partly because Eugene was a dry town before the end of Prohibition.[66]

Corporate headquarters for the employee-owned Bi-Mart corporation and family-owned Market of Choice remain located in Eugene. Emporium Department Stores, which was founded in North Bend, Oregon, had its headquarters in Eugene, but closed all stores in 2002.

Organically Grown Company, the largest distributor of organic fruits and vegetables in the northwest, started in Eugene in 1978 as a non-profit co-op for organic farmers. Notable local food processors, many of whom manufacture certified organic products, i Herbs.

Until July 2008, Hynix Semiconductor America had operated a large semiconductor plant in west Eugene. In late September 2009, Chem of South Korea announced its intention to purchase the Hynix site for solar cell manufacturing.[67] However this deal fell through and as of late 2012 is no longer planned.[68]

The footwear repair product is manufactured by Products, based in Eugene.

Burley Design LLC produces bicycle trailers, and was founded in Eugene by Alan Scholz out of a Saturday Market business in 1978. Eugene is also the birthplace and home of Bike Friday bicycle manufacturer,

Many multinational businesses were launched in Eugene. Some of the most famous include ,[69] Taco Time,[70] and Brøderbund Software.[71]

Top employers

According to Eugene's 2013 Comprehensive Annual Financial Report,[72] the city's top employers are:' is the capital of the U.S. state of Oregon, and the county seat of Marion County. It is located in the center of the Willamette Valley alongside the Willamette River, which runs north through the city. The river forms the boundary between Marion and Polk counties, and the city neighborhood of West Salem is in Polk County. Salem was founded in 1842, became the capital of the Oregon Territory in 1851, and was incorporated in 1857.

Salem had a population of 154,637 at the 2010 census, making it the third largest city in the state after Portland and Eugene. Salem is less than an hour driving distance away from Portland. Salem is the principal city of the Salem Metropolitan Statistical Area, a metropolitan area that covers Marion and Polk counties and had a combined population of 390,738 at the 2010 census. A 2013 estimate placed the metropolitan population at 400,408, the state's second largest.[8]

The city is home to Willamette University, Corban University, and Chemeketa Community College. The State of Oregon is the largest public employer in the city, and Salem Health is the largest private employer. Transportation includes public transit from Salem-Keizer Transit, Amtrak service, and non-commercial air travel at McNary Field. Major roads include Interstate 5, Oregon Route 99E, and Oregon Route 22 which connects West Salem across the Willamette River via the Marion Street and Center Street bridges.

The Native Americans who originally inhabited Salem, the Kalapuyans called the area Chemeketa, which means "meeting or resting place" in the Central Kalapuya language (Santiam). The original Kalapuya pronunciation of the word is Chim-i-ki-ti. When the Methodist Mission moved to the Chemeketa plain, the new establishment was called Chemeketa, but was more widely known as the Mill because of its situation on Mill Creek. When the Oregon Institute was established, the community was known as the Institute.

When the Institute was dissolved, the trustees decided to lay out a townsite on the Institute lands. Some possible sources for the name "Salem" include William H. Willson, who in 1850 and 1851 filed the plats for the main part of the city, and suggested adopting an Anglicized version of the Biblical word "Shalom", meaning peace. The Reverend David Leslie, President of the town's Trustees, also wanted a Biblical name, and suggested using the last five letters of "Jerusalem". Or, the town may be named after Salem, Massachusetts, where Leslie was educated. There were many names suggested and even after the change to Salem, some people, such as Asahel Bush (editor of the Oregon Statesman), believed the name should be changed back to Chemeketa. The Vern Miller Civic Center which houses the city offices and library has a public space dedicated as the Peace Plaza in recognition of the names by which the city has been known.

Native Americans

It is estimated that the Willamette Valley area has been inhabited for over 10,000 years. The Kalapuya peoples would gather on the plateau east and south of the current downtown area in the winter and establish camps. They fished and harvested in the streams and fields of the area. One staple of life was the camas root and periodically the Kalapuya would set fires that would clear and fertilize the meadows where it grew. In the early 1850s the Kalapuya, along with the other native peoples west of the Cascade Mountains, were removed by the US government through a combination of treaties and force. Most Kalapuya people were moved to the Grande Ronde Reservation somewhat to the west of Salem, with smaller numbers ending up at Siletz Reservation and other Oregon and Washington reservations.

Europeans

The first people of European descent arrived in the area as early as 181"

 

"

A local storeowner offered to use his store as a post office and offered to name the city after Postmaster General Walter Q. Gresham if a post office was granted. Until that time, the city had simply been known as Campground because this forested site was where pioneers often stopped to spend the night and compose themselves before moving on to Portland and the Willamette Valley. Although a post office was established in May 1884, Gresham was not incorporated as a city until 1905. Lewis Shattuck, son of a pioneer family, was the first mayor. Gresham General Hospital opened in 1959 in downtown Gresham, which moved to Stark Street in 1984 and became Mount Hood Medical Center.

 

Hillsboro is the fifth-largest city in the State of Oregon and is the county seat of Washington County. Lying in the Tualatin Valley on the west side of the Portland metropolitan area, the city hosts many high-technology companies, such as Intel, that comprise what has become known as the Silicon Forest. At the 2010 Census, the city's population was 91,611.

For thousands of years before the arrival of European-American settlers, the Atfalati tribe of the Kalapuya lived in the Tualatin Valley near the later site of Hillsboro. The climate, moderated by the Pacific Ocean, helped make the region suitable for fishing, hunting, food gathering, and agriculture. Settlers founded a community here in 1842, later named after David Hill, an Oregon politician. Transportation by riverboat on the Tualatin River was part of Hillsboro's settler economy. A railroad reached the area in the early 1870s and an interurban electric railway about four decades later. These railways, as well as highways, aided the slow growth of the city to about 2,000 people by 1910 and about 5,000 by 1950, before the arrival of high-tech companies in the 1980s.

Hillsboro has a council–manager government consisting of a city manager and a city council headed by a mayor. In addition to high-tech industry, sectors important to Hillsboro's economy are health care, retail sales, and agriculture, including grapes and wineries. The city operates more than twenty parks and the mixed-use Hillsboro Stadium, and nine sites in the city are listed on the National Register of Historic Places (NRHP). Modes of transportation include private vehicles, public buses and light rail, and aircraft using the Hillsboro Airport. The city is home to Pacific University's Health Professions Campus. Notable residents include two Oregon governors.

The first people of the Tualatin Valley were the Atfalati or Tualaty tribe of the Kalapuya, who inhabited the region for up to 10,000 years before white settlers arrived. The valley consisted of open grassland maintained through annual burning by the Atfalati, with scattered groves of trees along the streams. The Kalapuya moved from place to place in good weather to fish and hunt and to gather nuts, seeds, roots, and berries. Important foods included camas and wapato, and the Atfalati traded for salmon from Chinookan tribes near Willamette Falls on the Willamette River. During the winter, they lived in longhouses in settled villages, some near what became Hillsboro and Beaverton. Their population was greatly reduced after contact in the late 18th century with Europeans, who carried smallpox, syphilis, and malaria. Of the original population of 1,000 to 2,000 Atfalati reported in 1780, only 65 remained in 1851. In 1855, the U.S. government sent the survivors to the Grande Ronde reservation further west.

The European-American community was founded by David Hill, Isaiah Kelsey, and Richard Williams, who arrived in the Tualatin Valley in 1841, followed by six more pioneers in 1842. The locality went by two other names—East Tualatin Plains and Columbia—before it was named "Hillsborough" in February 1850 in honor of Hill, when he sold part of his land claim to the county. On February 5, 1850, commissioners chosen by the territorial legislature selected the community to be the seat of the county government. Hill was to be paid $200 for his land after plots had been sold for the town site, but he died before this occurred, and his widow Lucinda received the funds. The town's name was later simplified to Hillsboro. A log cabin was built in 1853 to serve as the community's first school, which opened in October 1854. Riverboats provided transportation to Hillsboro as early as 1867 when the side-wheel steamer Yamhill worked on the Tualatin River.

 

In 1871, the Oregon and California Railroad line was extended to the area, but it ran just south of town because the city did not want to give the railroad land in exchange for the rail connection. Hillsboro was incorporated as the Town of Hillsboro on October 19, 1876, by the Oregon Legislature. The first mayor was A. Luelling, who took office on December 8, 1876, and served a one-year term. Notable later mayors included Congressman Thomas H. Tongue (1882 and 1886) and state senator William D. Hare (1885). On September 30, 1908, 5,000 people gathered as the Oregon Electric Railway opened a connection between the city and Portland with an interurban electric rail line, the first to reach the community. In 1923, the city altered its charter and adopted a council-manager government with a six-person city council, a part-time mayor who determined major policies, and a city manager who ran day-to-day operations.

A brick building was constructed in 1852 to house the county government, followed by a brick courthouse in 1873. In 1891, the courthouse was remodeled and a clock tower was added, and the building was expanded with an annex in 1912. A new courthouse replaced the brick structure in 1928. The last major remodel of the 1928 structure occurred in 1972, when the Justice Services Building was built and incorporated into the existing building.

The city's first fire department was a hook and ladder company organized in 1880 by the board of trustees (now city council). A drinking water and electricity distribution system added in 1892–93 gave the town three fire hydrants and minimal street lighting. Hillsboro built its first sewer system in 1911, but sewage treatment was not added until 1936. In 1913, the city built its own water system, and the first library, Carnegie City Library, opened in December 1914. From 1921 to 1952, the world's second-tallest radio tower stood on the south side of the city, but in 1952, the wireless telegraph tower was demolished.

In 1972, the Hillsboro City Council passed a Green River Ordinance banning door-to-door solicitation, but it was ruled unconstitutional by the Oregon Supreme Court in a 1988 decision.[27] The court determined that the city ordinance was overly broad, in a case that was seen as a test case for many similar laws in the state.[27] In 1979, Intel opened its first facility in Hillsboro.[28] The Hawthorn Farm campus was followed by the Jones Farm campus adjacent to the airport in 1982, and finally by the Ronler Acres campus in 1994.[28] TriMet opened a Metropolitan Area Express (MAX) light rail line into the city in 1998. A cultural center was added in 2004, and a new city hall was completed in 2005. In 2008, SolarWorld opened a facility producing solar wafers, crystals, and cells, the largest plant of its kind in the Western Hemisphere.[29]

Registered Historic Places

Properties listed on the National Register of Historic Places (NRHP) in and around Hillsboro include the Old Scotch Church, completed in 1876 north of the city.[30] Near the Orenco neighborhood is Imbrie Farm, which includes a house built in 1866 and the Frank Imbrie Barn, both of which McMenamins converted for use as a brewpub.[30][31] Built in 1935, the Harold Wass Ray House is near Intel's Hawthorn Farm campus.[30] Historic properties in downtown include the Zula Linklater House (completed 1923), Rice–Gates House (1890), Edward Schulmerich House (c. 1915), and Charles Shorey House (c. 1908).[30] The Richard and Helen Rice House is adjacent to the Sunset Highway on the north side of the city and houses the Rice Northwest Museum of Rocks and Minerals.[30] The Old Washington County Jail previously was at the Washington County Fairgrounds in the city,[30] but was restored and moved to the Washington County Museum outside the city in 2004, and was de-listed from the NRHP in 2008.[32][33] In 2007, the Manning–Kamna Farm was added to the NRHP and includes 10 buildings, dating to as early as 1883.[34] U.S. President Barack Obama visited the city and Intel's Ronler Acres campus in February 2011.[35]

 

Manufacturing is the leading employment sector in Hillsboro, employing 24% of the workforce, followed by health care, education, and social services with a total of 15%.[65] One example of a manufacturer headquartered in Hillsboro is Beaverton Foods, a family-owned condiment manufacturer since 1929, with 70+ employees and $25 million in annual sales; it moved to its current headquarters in 2001.[73] Retail employment constitutes 12%, construction makes up 7%, and 13% of workers are employed in the administrative, scientific, professional, or waste management industries.[65] Sixty-eight percent of workers commute alone to the workplace, and eight percent use public transportation.[65] The average one-way commute time is about 24 minutes.[65]

Many technology companies operate in Hillsboro, making it the center of Oregon's Silicon Forest.[74][75] In particular, Intel's[76] largest site is in Hillsboro, and includes three large campuses: Ronler Acres, Jones Farm, and Hawthorn Farm, along with several smaller campuses that employ about 16,000 workers.[77] Other high-tech companies operating facilities in Hillsboro include Yahoo!,[78] Credence Systems, Synopsys, Epson,[79] Salesforce,[80] and Sun Microsystems High-End Operations. Hillsboro is the corporate headquarters for TriQuint Semiconductor,[77] Lattice Semiconductor, RadiSys, and Planar Systems among others.[81]

In 2006, announced plans to locate a packaging and distribution facility on 100 acres (0.40 km2) in Hillsboro.[82] The $400 million facility opened in 2010, which Oregon officials hoped would eventually also be used for research and development for the biotechnology company.[83] Other biotech or medical companies based in Hillsboro .[84]

The city is also a landing point on three fiber optic cable systems linking the United States across the Pacific Ocean: . These cable landings, lower energy costs, and tax breaks led to a boom of data centers being built starting about 2010.[85] Data centers include those for Data Centers.[85]

 

Hillsboro serves as the corporate headquarters Corporation formerly had factories in Hillsboro.[86]

The Hatfield Government Center in Hillsboro is the western terminus of the MAX Blue Line, part of the Portland metropolitan area's light-rail system.[87] The presence of MAX prompted the development of the pedestrian-oriented community of Orenco Station within Hillsboro.[88][89] (See also: Orenco, Oregon.) Orenco Station was called the Best Planned Community of 1999 by the National Association of Home Builders.[90] It was also named "Best new burb" by Sunset magazine in 2006.[91] Hillsboro overall was listed on CNN Money Magazine's list of best places to live in 2010 for cities with populations between 50,000 and 300,000 residents.[92] The city came in at 92, the highest ranking for any city in the state.[92]

 

Hillsboro's primary commercial cores are concentrated along Tualatin Valley Highway and Cornell Road. Additionally, the Tanasbourne neighborhood is a regional shopping area on the eastern edge of the city.[93] The neighborhood is home to the lifestyle shopping center The Streets of Tanasbourne.[94] The $55 million outdoor complex with 368,000 square feet (34,200 m2) of retail space opened in 2004 with Meier & Frank (later Macy's) as the anchor tenant.[93][94]

The other large shopping center in the city is The Sunset Esplanade, located along Tualatin Valley Highway.[95] In November 2005, the world's largest Costco, a warehouse club store, opened in Hillsboro.[96] The store, with 205,000 square feet (19,000 m2) of floor space, is about 60,000 square feet (5,600 m2) bigger than the average Costco.[97]

Wineries near the city include Winery, established in 1970, the oldest and largest winery in Washington County.[98][99] Helvetia Winery & Vineyards to the north of Hillsboro started in the 1980s.[55] Wineries to the south include Gypsy Dancer Estates Winery and Raptor Ridge.[100] Local wines include pinot noir, pinot gris, and chardonnay.[101]

 

Beaverton is a city in Washington County, Oregon, United States. The city center is seven miles (11 km) west of downtown Portland in the Tualatin River Valley. As of the 2010 census, the population is 89,803.[4] This makes it the second-largest city in the county and Oregon's sixth-largest city. Fire protection and EMS services are provided through Tualatin Valley Fire and Rescue.

In 2010, Beaverton was named by Money magazine as one of the 100 "best places to live", among smaller cities, in the country. Along with Hillsboro, Beaverton is one of the economic centers for Washington County, home to numerous corporations in a variety of industries.

Etymology

According to Oregon Geographic Names, Beaverton got its name because of the settlement's proximity to a large body of water resulting from beaver dams.

Native Americans

The area of Tualatin Valley which became Beaverton was originally the home of a Native American tribe known as the Atfalati, which settlers mispronounced as Tualatin. The Atfalati population dwindled in the latter part of the 18th century, and the prosperous tribe was no longer dominant in the area by the 19th century when settlers arrived.

19th century

Early settlers

The natives had a village called Chakeipi, meaning Place of the Beaver, and early settlers referred to it as "Beaverdam". Early settlers include the Hall Family from Kentucky, the Denneys who lived on their claim near present-day Scholls Ferry Road and Hall Blvd, and Orin S. Allen, from western New York. Lawrence Hall purchased 640 acres (2.6 km2) in Beaverdam in 1847 and built a grist mill with his brother near present-day Walker Road. His was the first land claim in the area. He was soon followed by Thomas Denney in 1848, who came to the area and built its first sawmill. In 1860, a toll plank road from Portland to Beaverton was completed over a trail called Canyon Road.

Beginning of the town

After the American Civil War, numerous other settlers, including Joshua Welch, George Betts, Charles Angel, W. P. Watson, and John Henry, laid out what is now known as Beaverton hoping they could bring a railroad to an area once described as "mostly swamps & marshes connected by beaver dams to create what looked like a huge lake." In 1872, Beaverton's first post office opened in a general store operated by Betts, who also served as the first postmaster of the community. Betts Street, where the current post office now stands, is named in honor of him. In 1893, Beaverton, which by that time had a population of 400, was officially incorporated. Alonzo Cady, a local businessman, served as the first mayor. Many major roads in Beaverton are named for these early settlers.

20th century

Automobile dealerships

Beaverton was an early home to automobile dealerships. A Motor Company dealership was established there in 1915; it was purchased by Guy Carr in 1923 and over the years Carr expanded it into several locations throughout Beaverton. There are still several dealerships near the intersection of Walker and Canyon Roads.

Movies and airplanes

In the early 1920s, Beaverton was home to Premium Picture Productions, a movie studio which produced about fifteen films. The studio site was later converted into Watt's Field and associated aircraft manufacturing facilities. A second Beaverton airport, Bernard's Airport, was later developed further north at the present location of the Cedar Hills Crossing mall.

Library

The town's first library opened in 1925. Originally on the second floor of the Cady building, it has moved repeatedly; in 2000 it was moved to its current location on Hall Boulevard and 5th Street.

Mass transit

In the 1940s, Tualatin Valley Stages, a division of Portland Stages, Inc., provided limited bus transit service connecting the city with downtown Portland, operating later as a separate company, Tualatin Valley Buses, Inc., through the 1960s. This was one of four privately owned bus companies serving the Portland metropolitan area which became collectively known as the "Blue Bus" lines. All four companies were replaced in 1970 by TriMet, a then-new regional transit authority, which expanded bus service to cover more areas of Beaverton.

In the late 1970s, a light rail system was proposed to connect Beaverton to downtown Portland, as part of Metro's plans for the region's transportation. In 1990, voters approved funding for Westside MAX. Construction of the line began in 1993 and was completed in 1998. Six stations are located within the city of Beaverton: Elmonica/SW 170th Avenue, Merlo Road/SW 158th, Beaverton Creek, Millikan Way, Beaverton Central, and the Beaverton Transit Center. All but the last of these (the transit center) are located along right-of-way formerly owned by Burlington Northern Railroad and originally by the Oregon Electric Railway, which provided interurban service through Beaverton until 1933. The present-day light rail service (MAX) is operated by TriMet, which also continues to operate several bus routes serving Beaverton and the surrounding communities. Since early 2009, Beaverton has also been served by commuter rail service, TriMet's Westside Express Service (WES), running south to Wilsonville via Tigard and Tualatin.

21st century

Expansion

In December 2004, the city and Washington County announced an "interim plan" which will lead to Beaverton becoming the second-largest city in Oregon, second only to Portland. The "interim" plan actually covers a period of more than ten years; from the county's perspective, the plan supports its strategy of having cities and special districts provide urban services.

Resisting the annexation

Nike led a legal and lobbying effort to resist the annexation. The lobbying effort succeeded qu"

 

"

y 1900s. Bend was incorporated as a city in 1905. Economically, it started as a logging town but is now identified as a gateway for many outdoor sports, including mountain biking, fishing, hiking, camping, rock climbing, white-water rafting, skiing, paragliding and golf.

The name Bend was derived from "Farewell Bend", the designation used by early pioneers to refer to the location along the Deschutes River where the town was eventually platted, one of the few able points along the river.

For at least 12,000 years, until the winter of 1824, the Bend area was known only to Native Americans who hunted and fished there. That year, members of a fur trapping party led by Peter Skene Ogden visited the area. John C. Frémont, John Strong Newberry, and other Army survey parties came next. Then pioneers heading farther west passed through the area and ed the Deschutes River at Farewell Bend.

Constructed in May 1901, the Pilot Butte Development Company's little plant was the first commercial sawmill in Bend. The original location was at the rear of the Pilot Butte Inn of later years. Steidl and Reed also set up a small mill in Bend in 1903. This was on the Deschutes River just below the Pioneer Park area. The mill was operated by water power. A small community developed around the area, and in 1904, a city was incorporated by a general vote of the community's 300 residents. On January 4, 1905, the city held its first official meeting as an incorporated municipality, appointing A. H. Goodwillie as the first mayor. The settlement was originally called "Farewell Bend", which was later shortened to "Bend" by the U.S. Postal Service.

In 1910, Mirror Pond was created by the construction of the Bend Water, Light & Power Company dam on the Deschutes River in Bend. The dam provided the city with its initial source of electricity. The dam has been owned by Pacific Power since 1926 and still produces electricity that supplies approximately 200 Bend households. In 1918, Deschutes County, Oregon was forMedford from the western half of Crook County and Bend was designated as the county seat. In 1929, Bend amended the charter and adopted the council-manager form of government.

Tourism is one of Bend's largest sectors. The Mount Bachelor ski resort brings in tourists from all over Oregon, Washington, and California. The nearby Cascade Lakes are also a large draw for tourists. Recreational activities include downhill and cross country skiing, hiking, biking, rafting, golfing, camping, fishing, picnicking, rock climbing, and general sightseeing.

Bend is also home to the Brewery, the 6th largest craft brewery in the nation and the largest of over a dozen microbreweries in the city.[] Each year the city hosts many events celebrating its brewing culture including: The Bend Oktoberfest, The Little Woody Barrel Aged Brew and Whiskey Fest, Bend Brewfest, and Central Oregon Beer Week. Beer aficionados can also visit many of the breweries along The Bend Ale Trail. Since 2004, Bend has also hosted the one of the top indie film festivals in the nation The BendFilm Festival.

In 2005, Bend's economic profile comprised five industry categories: tourism (7,772 jobs); healthcare and social services (6,062 jobs); professional, scientific and technical services (1,893 jobs); wood products manufacturing (1,798 jobs); and recreation and transportation equipment (1,065 jobs).

Much of Bend's rapid growth in recent years is also due to its attraction as a retirement destination. The rapid population growth has fostered organizations such as Central Oregon Landwatch and Oregon SolutionsCommunications

Construction and real estate

 

According to the U.S. Department of Commerce's Bureau of Economic Analysis, in 2005 construction and real estate accounted for 17.3 percent of all jobs in the Bend metropolitan statistical area (MSA), which constitutes all of Deschutes County. This figure is about 70 percent more than the proportion of construction and real estate jobs in the Oregon and national economies. However, construction activity in Bend appears to be slowing - the number of building permit applications received by the Bend City Building Division fell from 826 in August 2006 to 533 in August 2007, a 35 percent decrease.

A large iux of new residents drawn by Bend's lifestyle amenities, along with the low interest rates and easy lending that fostered a national housing boom in 2001−05, resulted in increased activity in Bend's construction and real estate sectors and have caused the rate of home price appreciation in Bend to grow substantially during that period. Medfordian home prices in the Bend MSA increased by over 80% in the 2001−05 period.

In June 2006, Money magazine naMedford the Bend MSA the fifth most overpriced real estate market in the United States. By September 2006, the Bend metro area ranked second in the list of most overpriced housing markets, and in June 2007 it was naMedford the most overpriced housing market in America.

The 2008−09 housing downturn had a strong effect on Bend's housing and economic situation. According to the Seattle Times, single-family home prices dropped more than 40 percent from a peak of $396,000 in May 2007 to $221,000 in March 2009. Additional signs of the housing downturn include an April 2009 Deschutes county unemployment rate of 12.6 percent and in a tri-county area of Deschutes, Crook and Jefferson counties a 66 percent rise in homelessness from 2006 to 2,237.

In May 2010 the Federal Housing and Finance Agency released a report in which Bend had the largest price drop in the country, 23 percent, from first quarter of 2009 to the first quarter of 2010.

 

Medford is a city in Jackson County, Oregon, United States. As of July 1, 2013, the city had a total population of 77,677 and a metropolitan area population of 208,545, making the Medford MSA the 4th largest metro area in Oregon. The city was naMedford in 1883 by David Loring, civil engineer and right-of-way agent for the Oregon and California Railroad for his home town of Medford, Massachusetts, and in recognition of its supposed position on the middle of Bear Creek.

Medford is the county seat of Jackson County.

In 1883, a group of railroad surveyors headed by S. L. Dolson and David Loring arrived in Rock Point, near present day Gold Hill. They were charged with finding the best route through the Rogue Valley for the Oregon and California Railroad. Citizens of neighboring Jacksonville hoped that it would pass between their town and Hanley Butte, near the present day Claire Hanley Arboretum. Such a move would have all but guaranteed prosperous growth for Jacksonville, but Dolson decided instead to stake the railroad closer to Bear Creek.[7]

The response from Jacksonville was mixed,[8] but the decision was final. By November 1883, a depot site had been chosen and a surveying team led by Charles J. Howard was hard at work platting the new town. They completed their work in early December 1883, laying out 82 blocks for development.[9]

James Sullivan Howard, a New Hampshire Freemason, claiMedford to have built the town's first building in January 1884, though blacksmith Emil Piel was advertising for business at the "central depot" in the middle of December.[12] Others point out the farms of town founders Iradell Judson Phipps and Charles Wesley Broback, which were present before the town was platted. Regardless, on February 6, 1884 (less than a month after it was built), J. S. Howard's store became Medford's first post office, with Howard serving as postmaster. The establishment of the post office led to the incorporation of Medford as a town by the Oregon Legislative Assembly on February 24, 1885,[13] and again as a city in 1905. Howard held the position of postmaster for Medford's first ten years, and again held the post upon his death on November 13, 1919.[14]

 

The beginning of the 20th century was a transitional period. Medford built a new steel bridge over Bear Creek to replace an earlier one which washed away three years before. Without a bridge, those wanting to cross had to the stream, typically using a horse-drawn wagon; the first automobile did not arrive in Medford until 1903.[15] Pharmacist George H. Haskins had opened a drugstore just after the town was platted, and in 1903 he allowed the Medford Library Association to open a small library in that store. Five years later the library moved to Medford's new city hall, in another four years, Andrew Carnegie's donation allowed a dedicated library to be built. Construction on the Medford Carnegie Library was completed in 1912.[16][17]

In 1927, Medford took the title of county seat of Jackson County away from nearby Jacksonville.[18]

In 1967,[19] Interstate 5 was completed imMedfordiately adjacent to downtown Medford to replace the Oregon Pacific Highway. It has been blaMedford for the decline of small businesses in downtown Medford since its completion,[19] but nevertheless remains an important route for commuters wishing to travel across the city. In fact, a study completed in 1999 found that 45% of vehicles entering I-5 from north Medford heading south exited in south Medford, just three miles (5 km) away.[20]

The high volume of traffic on Interstate 5 led to the completion of a new north Medford interchange in 2006. The project, which cost about $36 million, improved traffic flow between I-5 and Crater Lake Highway.[21] Further traffic problems identified in south Medford prompted the construction of another new interchange, costing $72 million. The project began in 2006 and was completed in 2010.[22][23][24]

Since the 1990s, Medford has dedicated an appreciable amount of resources to urban renewal in an attempt to revitalize the downtown area. Several old buildings have been restored, including the Craterian Ginger Rogers Theater and the Prohibition era Cooley-Neff Warehouse, now operating as Pallet Wine Company, an urban winery. Streets have been realigned, new sidewalks, traffic signals, and bicycle lanes were installed, and two new parking garages have been built. Downtown Medford also received a new library building to replace the historic Medford Carnegie Library and now boasts satellite campuses for both Rogue Community College and Southern Oregon University.[26]

Economic problems in 2008 and 2009 put a hold on The Commons project, a collaboration between the city of Medford and Motors.[27] The project, one of the largest undertaken in downtown in recent years, aims to provide more parking, recreation, and commerce to the area. Before the work stopped, the Bus depot was moved and $850,000 was spent replacing water lines. The Commons is anchored by the new corporate headquarters of Motors, Inc. (NYSE: LAD). Included in The Commons are two public park blocks slated to be informal public gathering areas as well as an area for special events such as the farmer's market. Ground breaking for the project was April 22, 2011, with a Phase 1 completion date of 2012.[27]

 

Medford's economy is driven primarily by the health care industry.[78] The two major Medfordical centers in the city, Asante Rogue Regional Medfordical Center[79] and Providence Medford Medfordical Center, employ over 2,000 people. As Medford is also a retirement destination, assisted living and senior services have become an important part of the economy.

In the past, Medford's economy was fueled by agriculture (pears, peaches, viticulture grapes) and timber products. The largest direct marketer of fruits and food gifts in the United States, Operations Corp., is based in Medford. It is the largest employer in Southern Oregon, with 1,700 year round and about 6,700 seasonal employees in the Medford area.[80] Motors, the 9th largest auto retailer in the U.S.,[81] has been headquartered in Medford since 1970 and was started in Ashland in 1946, naMedford for a nearby springs.[82][83]

 

Springfield is a city in Lane County, Oregon, United States. Located in the Southern Willamette Valley, it is within the Eugene-Springfield Metropolitan Statistical Area. Separated from Eugene to the west, mainly by Interstate 5, Springfield is the second-most populous city in the metropolitan area after Eugene. As of the 2010 census, the city has a total population of 59,403.[7]

The Briggs family first settled the Springfield area, arriving in 1848. The community was incorporated as a city in 1885. The city was naMedford after a natural spring located in a field or prairie within the current city boundaries. Traditionally the economy of the community was resource dependent, but since the 1990s the economy has diversified with PeaceHealth now the largest employer in the city. Public education in the city is provided by the Springfield School District.

Springfield was settled when Elias and Mary Briggs and their family arrived in 1848. They were among the first party to travel to the region via the "Southern Route" by Klamath Lake, over the Cascades, into the Rogue Valley, then north to the Willamette Valley.[8] Elias Briggs along with William Stevens ran a ferry on the nearby Willamette River.

According to donation land claim records, Stevens was the first settler to stake a claim in the Springfield locale, arriving in October 1847. He commenced building a house with his three oldest sons, and when the house was completed in December, the rest of his family joined him on Christmas Day that year.

Another early arrival in the Springfield vicinity was Captain Felix Scott, Sr. who settled between the McKenzie and Willamette rivers in 1847.

In 1854 Springfield School District No. 19 was forMedford. A small schoolhouse was built near the corner of south 7th and B streets; it served the community until the 1880s. Miss Agnes Stewart, a young woman from Pennsylvania, was the first teacher. She had arrived in Springfield via the Lost Wagon Train of 1853.

In 1871 the main line of the Oregon and California Railroad bypassed Springfield for Eugene. The story goes that a group of prominent Eugene businessmen paid railroad financier, Ben Holladay, $40,000 to bypass Springfield by crossing the Willamette River near Harrisburg instead of Springfield. Thus began a rivalry that lasts up to the present day.[]

Springfield was incorporated as a city in 1885. Albert Walker, a blacksmith in town, was Springfield's first mayor.

In May 1992 the municipality became the first in the United States to include anti-gay legislation its city charter after a campaign by the Oregon Citizens Alliance.[9] A state law later however prevented anti-gay ordinances from being enforced.

 

For years, the economy of Springfield hinged on the lumber industry, with the largest employer being Company. opened its Springfield complex in 1949, and after years of aggressive logging was forced to downsize as old growth lumber became less available. In the 1990s, the sawmill and veneer (plywood) plants closed, and the paper plant was downsized. Springfield has now developed a more diversified economy.

Ken Kesey's brother Chuck, and Chuck's wife Sue started the Creamery in 1960, and the business survives today based partly on sales of their flagship product, Yogurt, developed from recipes ofHamren. In the 1970s, the Creamery staved off bankruptcy with the help of the rock band the Dead, who over time held a series of 10 benefit concerts on behalf of the creamery.[]

The city of Springfield is surrounded by filbert (hazelnut) orchards. The production has declined over time as fields have been developed into housing. Until recently the city has sponsored an annual Filbert Festival in early August as a general summer celebration, featuring music, food, and family fun; this was canceled in 2007 due to withdrawal of a key sponsor, and the future for the festival is presently uncertain. Filbert harvesting occurs in October. 98% of production is harvested in the Willamette Valley.

is a city in central western Oregon, United States. It is the county seat of Benton County and the principal city of the Corvallis, Oregon Metropolitan Statistical Area, which encompasses all of Benton County. As of the 2010 United States Census, the population was 54,462.[7] Its population was estimated by the Portland Research Center to be 55,298 in 2013. Corvallis is the location of Oregon State University and of a large research campus.

At a longitude of 123 degrees west and 17 minutes, the city is the westernmost city in the lower 48 states with a population larger than 50,000.

In 1845, Joseph C. Avery settled a land claim at the mouth of Marys River where it flows into the Willamette River.[8] In 1849, Avery opened a store at the site, platted the land, and surveyed a town site on his land claim, naming the community Marysville.[8] It is possible that the city was naMedford after early settler Mary Lloyd, but now the name is thought to be derived from French fur trappers' naming of Marys Peak after the Virgin Mary.[9]

In 1853, the legislative assembly changed the city's name to Corvallis, from the Latin phrase cor vallis, meaning "heart of the valley." Corvallis was incorporated as a city on January 29, 1857. The town served briefly as the capital of the Oregon Territory in 1855 before Salem was eventually selected as the permanent seat of state government.[8]

 

The campus of Oregon State University, which is the major local employer, is located near the edge of the main downtown area. "

 

The U.s. Trucking Association
states that there are about
200,000 truck drivers with freight trucking
businesses and
250,000 personal companies trucking
companies licensed to
run in the U.S. that transported,
according to their newest listings of millions of
products, materials and
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There are several usual
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groups on our nation
highways carrying these
important products to our
stores, factories and ports.

Furthermore freight invoice factoring
firms aid
numerous of them and offer their
receivables financing facilities
nationwidecounting
including the following states.

: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho State, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming

 

"Oregon's major sources of farm income are greenhouse products, wheat, cattle (huge herds graze on the plateaus E of the Cascades), and dairy items. Hay, wheat, pears, and onions are important, and the state is one of the nation's leading producers of snap beans, peppermint, sweet cherries (orchards are particularly numerous in the N Willamette Valley), broccoli, and strawberries. Oregon has developed an important and growing wine industry since 1980. Oregon has retained its title as the nation's foremost lumber state, producing more than 5 billion board feet a year. Other major products are food, paper and paper items, machinery, and fabricated metals. Printing and publishing are important businesses. In recent decades Oregon (now sometimes called ""Silicon Forest"") has become home to many computer and electronic companies; growth in this sector has offset job losses in the timber industry. Oregon's river resources are one of its greatest assets. Its salmon-fishing industry, centered around Astoria, is one of the world's largest; other catches are tuna and crabs. Although mining is still underdeveloped, Oregon leads the nation in the production of nickel. Oregon's beautiful ocean beaches, lakes, and mountains make tourism another important industry. Major attractions are the Oregon Caves National Monument, Lewis and Clark National and State Historical Parks, and McLoughlin House National Historic Site."

 

 

 

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Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

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If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

 

"

Gray Truck & Haul have been operating their business since the mid 1980s. For more than twenty years they've been delivering goods for most major industries in the nation, with business booming as they traversed the country, in all kinds of weather, for all kinds of clients. During the boom times from 2002 to 2007 Gray Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Few customers were ever late on bills and those clients who were, were sure to turn in their late payments within a reasonable amount of time. Cash was flowing and times were good for all.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed down. Worse still, it was noticed by Gray in early 2008 that even though most of their loyal customers were on time with their payments, there were a few late bloomers who were starting to spread the disease. Spring changed to summer, summer changed to fall, and the CEO of Gray, Adam Gregory, was beginning to feel very uncomfortable indeed whenever he looked at their weekly Accounts Receivable reports. The number of clients who were late in their payments was continuing to grow.He had already been to the administrators to ask what the actual problem was. Were they doing something wrong or different when it came to reaching out to delinquent accounts? By his bookkeepers records, this wasn't the case. Perhaps he was losing his customers to his competitor, who seemed to offer very low prices with no guarantee of quality or performance, and these clients who were in debt to his company had possibly disappeared leaving him stranded. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Gray hadn't gone elsewhere. They had just gone home.To Adam Gregory the situation looked desperate. He had employees to pay, goods to ship, trucks to maintain and overhead that was almost unbearable when compared against the lack of funds that were coming in. In the evenings he would discuss his concerns with his wife, Judy, and still find no relief from the worry and frustration.

 

""Lin, I have a really bad feeling,"" he'd sadly say to his wife.""Well, what do you think it is?"" she would ask.Adam would stare off into the distance, and then slowly close his eyes. In his mind he could clearly see the fleet of trucks purchased over the many years. He could see them on the road, delivering good to all his loyal customers. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. Why couldn�t he work out how to resolve this financial problem with his business?""I think I know what it could be,"" said Adam. ""For way too long I've been relying solely on profits received from invoices. For too long I've been allowing our clients to let their accounts become overdue."" All Judy could do was hold his hand and look at him tenderly. 'We know it is a difficult economy at the moment - perhaps it will take a while for people to get on top of their bills'.""Judy was trying so hard to support her husband in these worrying times, while Adam was weighed down with the worry of how he was going to handle this situation he found himself in.The next day Adam strolled into his office and was determined to sit down and make every phone call to every client who had owed Gray money. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. Wasting money, wasting time - even with the best of intentions, Adam knew that he was in trouble.

 

Poor Adam spent the whole morning trying in vain to contact his debtors: they promised to call back, dodged his calls, or made small interest-only payments. He was beginning to feel quite despaired when his secretary knocked on his door.

 

""Can I have a word with you Adam?"" she queried, standing in the doorway.

 

""Of course Mattie, please come in."" Adam leaned back in his chair and looked expectantly at Mattieerely.""Well Adam, this afternoon I did some research, trying to work out how we are going to get out of this mess."" She pulled a small stack of papers from a folder and set them on the desk before him.""Have you ever heard of factoring?"" she asked.""It does sound vaguely familiar. What is factoring""? he asked.""Well,"" she began, ""It�s actually quite simple really.

 

So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Immediately?"" Adam interrupted.""Immediately, yes"" she added, ""In a nutshell, it is pretty easy. We start by having a professional account manager review our figures and help us set up a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. In addition, factoring will assist in determining our customers' creditworthiness, independent from their credit relationship with our company. It provides a very broad view.""Adam replied cautiously ""I see - and what happens then?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. There�s a lot of flexibility depending on the business volume and credit histories. The company will advise us the cost to purchase factoring for our company's accounts receivable. Once we arrive at a mutual agreement, the funding begins.�Leaning forward, Adam studied the documents very closely.""I do not know, Mattie - it just sounds too good to be true"", Adam said quietly.""Yes, I know; that's exactly what I thought at the beginning. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. They appear to be very flexible, Adam,"" she drew a circle around a paragraph on the document before him.""How flexible?"" asked Adam.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. It only takes 2 to 4 days for this to be figured out. ""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" said Adam.Adam took in a long slow breath, then looked at his secretary with something like hope in his eyes.""Precisely�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Adam thought about this and agreed with Mattieerley. The clients who owed them money were long standing friends and professional resources of Gray. They did not want to throw away these relationships because they were having trouble paying their bills now. Adam knew that the economy had taken a hit and he knew that it would probably be a long time before things started to look up again. If he did not handle these debtors in the right way, that unknown amount of time could spell disaster for all of them. He did not want to lose business but he also did not want to lose any more money.""Well, let me think about this tonight Mattie, thank you."" Mattie nodded, stood up and left the office feeling that she had helped her employer keep on his shirt and hers too.Adam sat behind his desk and looked over the details Mattie had not mentioned in their meeting. What other issues could freight factoring help Gray with? Running his pencil down the sheet, he noted that the freight factoring company could assist with fuel costs, fuel advances, and fuel discount cards. In fact, Gray could receive up to fifty-percent cash advances upon load pick-ups. As a man who hated binding contracts with no room to breathe, he was pleased to see that this factoring company would not make him sign a long term contract, would not make him pay any sign up fees and there was no minimum volume required.""Well, I'll have to tell Robert about this,"" muttered Adam to himself.His son-in-law Robert had liked the idea of Gray so much and revered his father in law for having such business acumen that only two years before, he had gathered the venture capital to begin his own transportation service company. At that time Adam knew the struggles Robert would face, but he still encouraged him to follow his dream. With the economy the way it was, if an established company such as Gray was struggling then the little guys, like Robert, were going to be in even more trouble.

 

But, an antidote may have been found in freight factoring and Adam was soon to find out.A few short months later, after completing the application process, having the legal experts review his credit history, accounts receivable, and statements, finally Adam was beginning to find his way out of the hole his debtors had created for him.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They used that time to refocus their efforts in being competitive in new territories. Adam looked back on the dismal months of life before freight factoring and almost shuddered at the thought. If Adam hadn't discovered freight factoring at just the right time, his business may not be operating today.

 

"

 

 

 

More Trucking Factoring Companies Story Articles

"

Factoring in the Future of a Trucking Business: A Story The phone was ringing on his desk, and Glenn Mcdonald just sat there letting it ring. His morning coffee cooled and his cigarette smoked away in the tray: Glenn is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Mcdonald Trucking Company was at a turning point of growth and Glenn had to decide if signing with a factoring company was the right way forward.

 

Glenn�s father had started as an owner-operator and had grown Mcdonald Trucking Company into a fifteen trailer fleet over forty years. Yes, they had survived some very difficult times when it appeared like they might go under, and even Glenn's mother had jumped into the cab at times to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. Now the company was solely in Glenn�s hands and he wanted to live to see it in better shape for his sons.

 

There just never seemed to be enough money to go around, and certainly no spare cash, but to move his company successfully into the future he needed a steady and reliable cash flow. His employees needed to be paid. They had families and household bills too. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. He knew that turning down these requests made Mcdonald Trucking look inefficient and weak in what was currently a strong market.

 

His father would have told him to wait and to take his time adding on new technology. Glenn chuckled, thinking about his father. His father had been against placing GPS units in the cabs. His Dad would say ""Why on earth do you need some stranger telling you to get off the exit that everyone knows has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. He knew his father's days were long gone and new technology was very important for the business, like having Qualcomm to reduce communication time for bills of lading.

 

Glenn knew he was right in his forward thinking. How would he take Mcdonald Trucking to the next level? More importantly, how could he afford it? Funding was all tied up in the mortgage for the office and garage and in the fuel bills. He just finished paying off the small bank loan for installing satellite radio in the trucks for the guys.

 

But was factoring the answer? There was a lot he didn�t understand about the process. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Now it was time for Glenn to do his homework. Glenn had heard that there were companies that charged for same day money transfers and would only advance a percentage of the money owed to your company while holding the rest in a private account if they didn�t get their bill payment within 60 or so days. Plus it was worse still if the customer didn�t pay up at all because then the factoring company would take it right out of the money supposed to be coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. Well, what was the point of going to a factoring company if there was shady business like that going on?

 

However, it all turned out to be very simple. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He was quite happy to sign an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. In fact there were a few companies who offered him a non-recourse factoring program, and this was exactly what he had been hoping for. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It was good money.

 

For Glenn it was quite a relief to be dealing with the factoring company. They were extremely helpful and more personable than the bank staff. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. All the factoring company was interest in was the credit of his customers and on their reliability: this worked great for Glenn because he and his father had created a very strong and loyal list of clientele over the years. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients wouldn�t think poorly of Mcdonald Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Glenn stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. He felt exhilarated by the new possibilities that would make the future of the company fun again and put the stress of the difficult times behind him. With the capabilities of this new cash flow, Glenn could actually expand Mcdonald Trucking Company further across the country and perhaps even go international into Canada. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.

 

"

 

 

 

 

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Trucking Factoring  Articles

"

�So, this is not a loan?� asked Eugene Johnson, reclining back into his chair and crossing his legs. The woman sitting across the desk from Eugene smiled at him, shaking her head.�Not quite,� she said.Eugene Johnson owned a small trucking company, and his business had recently fallen on difficult times. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Ruben. He named his business Cooper Trucking, named after Danny and Ron, his two grandfathers. Both of these men had been very hardworking and had set a great example for Ruben.Six months ago disaster struck Ruben's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was involved in a very costly accident, and the other simply rolled over, and headed to the trucking graveyard. Eugene depended on his full fleet, and missing two trucks was devastating . In addition, he just did not have the available cash to buy a new truck, plus repair the other one.Paying of bills in the trucking industry is always a major cause for concern for businesses.

 

You could go a month or more before bills were completely paid off. This system works okay as long as no problems arise, but if they do, then things can get quite sticky.Eugene wasn�t a bad owner, and he hadn�t messed up. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.And that's why he found himself across the desk from this woman. Her name was Naomi and she worked for a factoring company. He had accidentally come across her company one night when he was working late, searching the internet to see if there was some solution to his financial dilemma.She sat there now, and explained. �it is really not a loan at all: we actually buy your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. This is a win-win situation: we are protected from a total loss, and you're protected from the ridiculous fees and charges you'd have to pay if you borrowed from a bank.Eugene nodded. It sounded good to him, almost too good.Naomi laughed. �You look like you don�t believe me,� she chuckled.�Oh no, I do: it just sounds too good to be true. I actually thought I might end up losing my business.�Naomi smiled, agreeing. �We get that a lot. Listen, I�d hate to see you lose your company. We know how hard you work, and that you've invested everything in your business. Sometimes you need help. That's why we do what we do.""In any case, thank you for coming to see me.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� said Naomi with a smile. �Let's work out a solution to your problem.�And right there and then they created a business profile. Eugene completed the form, with Naomi offering advice as needed.

 

The profile filled Naomi and her company in on Ruben�s company, and would help them determine if he was suitable for factoring. Unfortunately, not all companies are. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. As Eugene completed his form, Naomi listened to his story and she felt quite sure he would be the ideal candidate for Factoring.When the form was done Naomi took it and slid it into her briefcase. Standing up, she reached over the desk and shook Ruben's hand. He also stood up, and they smiled at each other. Eugene walked Naomi to the door where they said 'Goodbye', then he went back into his office.All his staff members were there, all seven who worked in his office. Sitting behind his desk once more he could hear the familiar sounds of his office workers going about their daily business.He shut his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. But now, after speaking to Naomi and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He relaxed into his chair, running his hand through his thick black hair with its telling streaks of grey.The long nights, where he couldn�t sleep. The terrifying panic attacks that occurred regardless of where he was. Already he could feel all the stress start to drain away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.His mind wandered back to the very beginning, when he first started his business. At twenty-two and straight out of school he had opened a restaurant. It had been successful. Offering home cooking in his own hometown, his business had really prospered.But he had gotten bored. His passion didn�t lie with the food industry. He thought about it for a long time, then decided it was time to sell his restaurant. He took six months off, and during that time he decided to create Cooper Trucking. So he did it. For the second time in his short life he created a company from the ground up. He had been successful.Then disaster! The two trucks went down and suddenly his success wasn't looking so guaranteed. He was nearing fifty. He was concerned that he just did not have the energy left to try and save the business. But giving up wasn't part of his personality either.

 

Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He did not want to quit - both for himself and for his staff members.And now it seemed as though he would not have to - all because of Factoring. Ruben's eyes opened, he sat forward in his chair and turned on his computer. He had lots to do. There would be plenty of time later to be thankful, but for now it was time to get back to work.

 

"

 

 

 

More Trucking Factoring Company Story Articles

The key reasons why Trucking Corporations Employ Factoring Companies.

 

As the owner of your own establishment, you may well be much more than knowledgeable already of the difficulty in making sure that cash flow issues do not become a problem down the line. After all, the most disappointing thing that can possibly take place for your enterprise is to find yourself swept up in a long and challenging situation that leaves you forever trying to find the cash you need on an on-going basis.

 

For any kind of firm in this scenario, the trouble can come for waiting for work to clear up and actually be provided into your bank account. Bill of sales, checks, and the like could take a while to actually to be taken care of which could leave you with temporary cash flow dilemmas. Thankfully, there are opportunities out there for enterprises to consider-- and among these is factoring providers.

 

Factoring providers will, in exchange for your statements, provide you with the cash money immediately to make sure that you do not have to worry about the lingering duration that could make paying off the bills and acquiring materialsmore complicated. With this type of system, invoice factoring can become extremely helpful for various businesses who have to avoid a cash ploy which they have found themselves in.

 

Because, relying on the size of the task, it can take up to 60 days for several establishments to get compensated then it is significant to cover up your own back and definitely not leave yourself funds short to pay the expenses. After all, how many businesses possess two months profits just lying there to pay for all their spendings until they get paid?

 

This is particularly true of truck enterprises. They often tend to take care of numbers of invoices which means a substantial amount of collection time concerns business owner themselves. Trying to get paid promptly can become an unbelievable hassle and this is exactly why you make use of truck factoring agencies who are delighted to help out truckers mainly.

 

As all of us know, trucking is an unbelievably massive market with lots of companies out there utilizing hundreds of vehicle drivers. Regretfully, quite a few of these drivers land up in money issues because they are still waiting for work from six weeks previously to actually pay them. When this is the condition for a trucking company, choosing factoring agencies for reinforcement could be the ideal choice left.

 

This implies that a truck company can provide the paychecks of the workers, keep all the trucks filled with fuel and continue to escalate, rise and expand without continually waiting for the resources which is taking too prolonged to come in. Trucking Businesses functioning without a factoring system applied are leaving themselves at critical threat, as competitors cash out fast and go on to expand.

 

There's absolutely nothing at all to be troubled about when it comes to using a Factoring agency-- they usually are not like a banking company or somebody who is going to leave you with a considerable mound of liability to pay back. You give them authentic invoices from job you have already wrapped up , you are only quickening the repayment system.

 

In the United states of America, where truck enterprises thrive, factoring firms are not considered borrowing in any capacity. This private contract then permits both parties to benefit and delight in a comfortable future-- it provides the factoring provider a secured resource of earnings to put into the list and it provides the trucking business the required funds that they worked hard to generate.

 

The trucking company provides their statements to the factoring company. The trucking factoring agency then receive the payment amounts from the trucking company's clients. Factoring has been in existence for centuries and has been adopted for decades by numerous varying sectors-- but none exceeding so than truckers. While you could lose out on a small part of the money, something like 1-3 % depending on who you partner with, it means that you are receiving the cash today and can actually start off setting the resources to operate.

 

Anyway, an IOU or an invoice is not actually going to finance expenses, is it? For trucking establishments when the hard earned cash can be very good one day and gone the next, it is up to the drivers to work sensibly and to guarantee they are leaving themselves with a considerable measure of time and money to get through the week till they are handed over once again.

 

So the next instance your trucking business is having some short-term cash flow dilemmas and you are shelling out a bit too much time chasing slow paying clients, why not start thinking about using a factoring companies as a means to get your cash and give yourself a more comfortable future in the eyes of your trucking personnel and your bank balance?

 

 

 

 

 

 

"

Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. You will not Incur Debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"

 

 

 

 

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